I’m sitting on the couch watching day time TV and along with that comes the daytime TV advertising. The above website was advertised with a great positive message. Here’s the idea:

If you have a bill to pay but your pay cheque has not come through yet to pay the bill then this site will give you a small load to pay that bill.

It souds pretty innocent except for the fact that the small print pn the screen stated a ludcrious APR percentage:

APR: 2356%

That is absolutely ridiculous! Can anyone spot the organisation trying to take advantage of people in a desperate situation   and completely screwing them in the process!!!!

Having done the CAP money course this just stinks and i would advise anyone finding themselves ever in this situation considering an option like this or looking at the option of consolidating their debts to STOP & THINK! Go check out the CAP website instead.